0% APR Available
Furniture Financing
from $100/mo
0% APR available on sofas, dining tables, and more. Pay over time with no hidden fees.
How It Works
Shop Your Favorites
Browse sofas, dining tables, bedroom furniture, and more in our Portland showroom or online.
Select at Checkout
Choose Shop Pay or Affirm. Pick your plan — Pay in 4, 6 months, or up to 24 months at 0% APR.
Approved Instantly
Soft credit check, no score impact. Take your furniture home today — same-day delivery available.
Installments
- 2 or 4 bi-weekly payments at 0% APR
- 6 monthly payments at 0% APR
- 6–24 monthly payments at 6–36% APR for longer terms
- Works online and in-store — select at checkout
A $2,400 sofa = $400/mo for 6 months at 0% APR
for up to 6 months
Installments
- Pay in 4 — interest-free on any cart size
- 0% APR installment loans up to 24 months
- No hidden fees — the price you see is the price you pay
- Soft credit check — no impact on your score
A $4,800 dining room set at 0% for 24 months = $200/mo
for up to 24 months
Compare Your Options
|
|
|
|---|---|---|
| Pay in 4 bi-weekly | ✓ | ✓ |
| Instant approval, soft credit check | ✓ | ✓ |
| 6 monthly payments at 0% APR | ✓ | — |
| Up to 24 months at 0% APR | — | ✓ |
| Works online & in-store | ✓ | ✓ |
| Longest 0% APR term | 6 months | 24 months |
| Best for | Quick payoff, under $2K | Larger orders, $2K+ |
Pay in 4 bi-weekly
Instant approval, soft credit check
6 monthly payments at 0% APR
Up to 24 months at 0% APR
Longest 0% APR term
Best For
Shop Sofas — Many Under $200/mo with Affirm
Sofas - Portland Showroom
Frequently Asked Questions
No. Both Shop Pay and Affirm use a soft credit check that doesn’t impact your score. You can check your rate at checkout with no obligation.
Yes. Financing works on everything in our store, including secondhand and vintage pieces.
Yes. Financing applies to the final price after any discounts. Check our current deals.
Pay in 4 works on any amount. Monthly installment terms and limits show at checkout based on your approval.
Visit Our Portland Showroom
Shop in person at 439 SE Grand Ave, Portland, OR 97214. Select Shop Pay or Affirm at checkout — in-store or online.
Same-day delivery available on in-stock items.
Mon–Sat 10am–6pm · Sun 11am–5pm · 503-235-3454
