Shop Pay Installments Affirm Financing

0% APR Available

Furniture Financing

from $100/mo

0% APR available on sofas, dining tables, and more. Pay over time with no hidden fees.

No Credit Impact 0% APR Available Instant Approval

How It Works

1

Shop Your Favorites

Browse sofas, dining tables, bedroom furniture, and more in our Portland showroom or online.

2

Select at Checkout

Choose Shop Pay or Affirm. Pick your plan — Pay in 4, 6 months, or up to 24 months at 0% APR.

3

Approved Instantly

Soft credit check, no score impact. Take your furniture home today — same-day delivery available.

Shop Pay Installments

Installments

  • 2 or 4 bi-weekly payments at 0% APR
  • 6 monthly payments at 0% APR
  • 6–24 monthly payments at 6–36% APR for longer terms
  • Works online and in-store — select at checkout

A $2,400 sofa = $400/mo for 6 months at 0% APR

0% APR

for up to 6 months

Affirm

Installments

  • Pay in 4 — interest-free on any cart size
  • 0% APR installment loans up to 24 months
  • No hidden fees — the price you see is the price you pay
  • Soft credit check — no impact on your score

A $4,800 dining room set at 0% for 24 months = $200/mo

0% APR

for up to 24 months

Compare Your Options

Shop Pay Affirm
Pay in 4 bi-weekly
Instant approval, soft credit check
6 monthly payments at 0% APR
Up to 24 months at 0% APR
Works online & in-store
Longest 0% APR term6 months24 months
Best forQuick payoff, under $2KLarger orders, $2K+

Pay in 4 bi-weekly

Shop Pay Affirm

Instant approval, soft credit check

Shop Pay Affirm

6 monthly payments at 0% APR

Shop Pay Affirm

Up to 24 months at 0% APR

Shop Pay Affirm

Longest 0% APR term

Shop Pay: 6 moAffirm: 24 mo

Best For

Shop Pay: Quick payoff, under $2KAffirm: Larger orders, $2K+

Frequently Asked Questions

No. Both Shop Pay and Affirm use a soft credit check that doesn’t impact your score. You can check your rate at checkout with no obligation.

Yes. Stanton, Stylus, and Rowe custom orders are all eligible. Start payments while your piece is being built — it arrives in 4–6 weeks.

Yes. Financing works on everything in our store, including secondhand and vintage pieces.

Yes. Financing applies to the final price after any discounts. Check our current deals.

Pay in 4 works on any amount. Monthly installment terms and limits show at checkout based on your approval.

Visit Our Portland Showroom

Shop in person at 439 SE Grand Ave, Portland, OR 97214. Select Shop Pay or Affirm at checkout — in-store or online.

Same-day delivery available on in-stock items.

Mon–Sat 10am–6pm · Sun 11am–5pm · 503-235-3454