Shop Pay Installments Affirm Financing

0% APR Available

Furniture Financing

from $100/mo

0% APR available on sofas, dining tables, and more. Pay over time with no hidden fees.

Checking eligibility has no impact on credit 0% APR Available Instant Decision

How It Works

1

Shop Your Favorites

Browse sofas, dining tables, bedroom furniture, and more in our Portland showroom or online.

2

Select at Checkout

Choose Shop Pay or Affirm. Pick your plan — Pay in 4 or 6, 12, 18, or 24 months for as low as 0% APR.

3

Instant Decision

Checking your eligibility has no impact on credit. Take your furniture home today — same-day delivery available.

Shop Pay Installments

Installments

  • 2 or 4 bi-weekly payments at 0% APR
  • 6 monthly payments at 0% APR
  • 3, 6, 12, or 24 monthly payments at 0–36% APR for longer terms
  • Works online and in-store — select at checkout

A $2,400 sofa = $400/mo for 6 months at 0% APR

0% APR

for up to 6 months

Affirm

Installments

  • Pay in 4 — interest-free on any cart size
  • 0% APR installment loans up to 24 months
  • No hidden fees — the price you see is the price you pay
  • Checking eligibility has no impact on credit

A $4,800 dining room set at 0% for 24 months = $200/mo

0% APR

for up to 24 months

Compare Your Options

Shop Pay Affirm
Pay in 4 bi-weekly
Instant decision, no credit impact
6 monthly payments at 0% APR
Up to 24 months at 0% APR
Works online & in-store
Longest 0% APR term6 months24 months
Best forQuick payoff, under $2KLarger orders, $2K+

Pay in 4 bi-weekly

Shop Pay Affirm

Instant decision, no credit impact

Shop Pay Affirm

6 monthly payments at 0% APR

Shop Pay Affirm

Up to 24 months at 0% APR

Shop Pay Affirm

Longest 0% APR term

Shop Pay: 6 moAffirm: 24 mo

Best For

Shop Pay: Quick payoff, under $2KAffirm: Larger orders, $2K+

Shop Sofas — Many Under $200/mo with Affirm

Sofas - Portland Showroom

View all

Frequently Asked Questions

No. Checking your eligibility has no impact on credit. Both Shop Pay and Affirm let you check your rate at checkout with no obligation.

Yes. Stanton, Stylus, and Rowe custom orders are all eligible. Start payments while your piece is being built — it arrives in 4–6 weeks.

Yes. Financing works on everything in our store, including secondhand and vintage pieces.

Yes. Financing applies to the final price after any discounts. Check our current deals.

Pay in 4 works on any amount. Monthly installment terms and limits show at checkout based on your approval.

Lending Partner Disclosures

Shop Pay Installments

Rates from 0%–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

Affirm

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

Visit Our Portland Showroom

Shop in person at 439 SE Grand Ave, Portland, OR 97214. Select Shop Pay or Affirm at checkout — in-store or online.

Same-day delivery available on in-stock items.

Mon–Sat 10am–6pm · Sun 11am–5pm · 503-235-3454

Lending Partner Disclosures

Shop Pay Installments

Rates from 0%–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

Affirm

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.